Url http://www.mass.gov/?pageID=ocaterminal&L=4&L0=Home&L1=Consumer&L2=Finance&L3=Credit+%26+Debt&sid=Eoca&b=terminalcontent&f=credit_card_secrets&csid=Eoca Description Article from Massachusetts Office of Consumer Affairs and Business Regulation gives advice to help consumers with tips that apply to any U.S. citizen. Random Quote The Official Website of the Office of Consumer Affairs & Business Regulation (OCABR) Credit Card Secrets 1. Interest Backdating Most card issuers charge interest from the day a charge is posted to your account if you don't pay in full monthly. But, some charge interest from the date of
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Other links at Money Management > Credit > Debit and Credit Cards

1. Choosing a Credit Card

Tips on how to shop around for a credit card and analyze various offers and agreements. From the Federal Reserve Board.
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As a consumer, it pays to be smart when choosing and using a credit card. This site--maintained by the Federal Reserve Board, whose goal is to protect the credit rights of consumers--provides a basic guide to navigating the credit card process. Stay tuned during the coming months as we add
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2. TruthAboutCredit.org

Offering advice on credit cards. Coverage includes rip-offs, hazards, traps and navigating offers.
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Truth About Credit is a campaign of U.S. PIRG and the Student PIRGs.
New Credit Card Law Impacts Students Ed Mierzwinski, Consumer Program Director for USPIRG, is pictured here with President Obama at the signing of the new credit card law. To read more on how the law impacts college students, Listen to this news conference with U.S. PIRG's Ed Mierzwinski, Harvard

3. Avoiding Credit and Charge Card Fraud

FTC advice on how to protect yourself from fraud.
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Protecting America's Consumers Avoiding Credit and Charge Card Fraud A thief goes through trash to find discarded receipts or carbons, and then uses your account numbers illegally. A dishonest clerk makes an extra imprint from your credit or charge card and uses it to make personal charges. You
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