Fair Credit Reporting Act
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§ 1691. Scope of prohibition
Activities constituting discrimination
It shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction—
on the basis of race, color, religion, national origin, sex or marital status, or age
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The complete text (as amended October 2001) of the law governing credit reporting.
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THE FAIR CREDIT REPORTING ACT
As a public service, the staff of the
Federal Trade Commission (FTC) has prepared the following complete text of
the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq. Although
staff generally followed the format of the U.S. Code as published by the
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§ 1639. Requirements for certain mortgages
In addition to other disclosures required under this subchapter, for each mortgage referred to in section
of this title, the creditor shall provide the following disclosures in conspicuous type size:
“You are not required to complete this
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