Equal Credit Opportunity Act
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The complete text (as amended October 2001) of the law governing credit reporting.
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THE FAIR CREDIT REPORTING ACT
As a public service, the staff of the
Federal Trade Commission (FTC) has prepared the following complete text of
the Fair Credit Reporting Act (FCRA), 15 U.S.C. ยง 1681 et seq. Although
staff generally followed the format of the U.S. Code as published by the
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Full searchable text provided by Cornell Legal Information Institute.
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§ 1691. Scope of prohibition
Activities constituting discrimination
It shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction—
on the basis of race, color, religion, national origin, sex or marital status, or age
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How the Equal Credit Opportunity Act (ECOA) protects consumers.
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Protecting America's Consumers
Equal Credit Opportunity: Understanding Your Rights Under the Law
People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating.
The Federal Trade Commission (FTC), the nation’s consumer
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