Url http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre15.shtm Description How the Equal Credit Opportunity Act (ECOA) protects consumers. Random Quote Protecting America's Consumers Equal Credit Opportunity: Understanding Your Rights Under the Law People use credit to pay for education or a house, a remodeling job or a car, or to finance a loan to keep their business operating. The Federal Trade Commission (FTC), the nation’s consumer
waiting for hand_moderation Keywords Equal, Credit, Opportunity, Understanding, Your, Rights, Under, the, Law Category Money Management > Credit > Laws and Regulations Contact Name Email

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1. Equal Credit Opportunity Act

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§ 1691. Scope of prohibition Activities constituting discrimination It shall be unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction— on the basis of race, color, religion, national origin, sex or marital status, or age
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2. Home Ownership and Equity Protection Act

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§ 1639. Requirements for certain mortgages In addition to other disclosures required under this subchapter, for each mortgage referred to in section of this title, the creditor shall provide the following disclosures in conspicuous type size: “You are not required to complete this
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3. Consumer Leasing Act

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For purposes of this part— The term “consumer lease” means a contract in the form of a lease or bailment for the use of personal property by a natural person for a period of time exceeding four months, and for a total contractual obligation not exceeding $25,000, primarily for
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